Choose your preferred bank to apply for a RuPay Credit Card and enjoy exclusive benefits, offers and more throughout the year
Get these RuPay Instant Credit Cards*
  • *Instant issuance is applicable to pre-qualified/existing customers of bank/issuers only.
Explore the RuPay Credit Card range
Axis Fibe Axis RuPay Credit Card
Basic features
  • India’s first NUMBERLESS CARD – meaning enhanced security from card theft/loss.
  • No Joining or annual Fee – enjoy all benefits of credit card at 0 cost.
  • CC on UPI – Now link your Fibe Axis Bank credit card to UPI for hassel-free transactions.
  • 3% cashback on online Food Delivery, online Entertainment, and local commute.
  • 1% cashback on all other transaction (except for some excluded categories)
  • 1% Fuel Surcharge waiver for txn between ₹400 – ₹5000. Max waiver up to ₹400/- per month
  • 4 domestic lounge access (1 per quarter)
  • Enjoy up to ₹500/- off on partner Restaurants via EazyDiner.
Axis IOCL RuPay Credit Card
Basic features
  • 100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.
  • 20 reward points per ₹100 on fuel spends on IOC Terminal.
  • 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100
  • 1 rewards points per ₹100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between 200 to 5000.
  • Annual Fee waived off if spends more than 50000 per year.
  • 10% instant discount for movie ticket booked via BookMyshow website.
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Axis MyZone RuPay Credit Card
Basic features
  • Complimentary SonyLIV Annual Premium Subscription worth ₹999 on first spends within 30 days of card issuance*
  • Flat ₹120 off* on Swiggy food delivery. Applicable 2 times a month, min. txn of ₹500
  • Buy One Get One Free* on Paytm Movies. Applicable once a month, max discount ₹200
  • Up to ₹1000 off* on AJIO on min. txn of ₹2999. Applicable on select styles.
  • 4 EDGE REWARD points per ₹200* on all spends except movies, wallet, fuel, insurance, rent, utilities, education, government institutions and EMIs.
  • 1% Fuel Surcharge waiver* across petrol pumps on spends between ₹400 and ₹4000. Max. benefit of ₹400 per statement cycle
  • 4 complimentary access* to select Domestic Airport Lounges: One per calendar quarter.
  • Up to 15% discount* on partner Restaurants via EazyDiner
Axis NEO RuPay Credit Card
Basic features
  • Activation benefit : 100% cashback up to ₹300 on first utility bill payment within the first 30 days of card issuance*
  • Zomato : 40% off* on Zomato, up to ₹120, valid twice a month, min transaction ₹200 Promo Code: AXISNEO, Free delivery on restaurants not eligible for above offer *
  • Amazon pay : 5% off on utility bill payments(Mobile recharge/DTH recharge/Broadband Bill payment) done via Amazon Pay, max discount ₹150 per month valid once a month*
  • Blinkit : 10% off on Blinkit, max discount ₹250 per month, min transaction ₹750, valid once a month*
  • BookMyShow: 10% off on every movie ticket purchase from BookMyShow, Max monthly benefit ₹100*
  • Myntra : Extra ₹150 off on min buy of ₹999 on select styles, Coupon code: MYAXISBANK23. Redirection/Redemption
IRCTC RuPay BOBCARD
Basic features
  • Joining Fee: ₹500/-
  • Annual fee – ₹350/-
  • Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website www.irctc.co.in
  • 2X i.e. 4 reward points on every ₹100 spent on groceries and departmental stores
  • Get 1000 activation bonus Reward Points on single transaction of ₹1000 or more within 45 days of card issuance ( Worth ₹250)
  • Complimentary Domestic and international Lounge Program.
HPCL ENERGIE RuPay BOBCARD
Basic features
  • Up to 5% Savings on Fuel at HPCL retail outlets
  • Joining Benefit of 2000 Reward Points
  • 25% Off on Movie Tickets
  • Complimentary Domestic Lounge Program (4 in a year)
  • 10 Reward Points for every ₹150 spent on Utility, Grocery & Departmental stores
SNAPDEAL RuPay BOBCARD
Basic features
  • 5% Unlimited Cashback on Snapdeal
  • SnapDeal Shopping vouchers worth up to ₹500 on Activation within 30 days
  • 10 Reward Points on Everyday Spends on Groceries, Online Shopping & departmental stores
  • All your accumulated Reward Points will be auto-credited as cashback to the monthly statement. 1 Reward Point = ₹0.25
HDFC RuPay BizFirst Business Credit Card
Basic features
  • Convert your large purchases to EMI & get 3% CashPoints
  • 2% CashPoints on Utility Bills, Electronics, Bill Payments via SmartPay & PayZapp
  • 1% CashPoints on UPI spends
  • Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹75,000
  • SmartBuy Benefit – 5% cashback on amazon/Flipkart vouchers on SmartBuy
  • Swiggy-Dineout - Save upto 7.5% on dining bills
HDFC RuPay BizGrow Business Credit Card
Basic features
  • Benefits on business spends - 10X CashPoints/ Monthly savings of ₹450 on
    • Spends on DMart & ClearTax
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
    • Income Tax and GST Payments
    • Flight & Hotel booking via MMT MyBiz powered by SmartBuy BizDeals
  • Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹1 lakh
  • SmartBuy Benefit - 5% cashback on purchase of Amazon/ Flipkart vouchers
HDFC RuPay BizPower Business Credit Card
Basic features
  • Welcome Benefit - Amazon Prime Annual Membership (₹1500) + Biz Prime Subscription
  • Complimentary Airport Lounge access - 16 Domestic & 6 International in a year
  • Benefits on business spends - 5X Reward Points/ Monthly savings of ₹3,250 on
    • Ad spends on Google Ads & Meta Ads + Purchases on Reliance Digital
    • Flight & Hotel booking via MMT MyBiz on SmartBuy BizDeals
    • Income Tax and GST Payments
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
  • Milestone Benefit - MakeMyTrip / Reliance Digital Gift Voucher worth ₹2,500 on quarterly spends of ₹2.5 Lakhs
  • Swiggy-Dineout - Save upto 7.5% on dining bills
HDFC RuPay Shoppers Stop Credit Card
Basic features
  • Earn 3% Reward points on every Shoppers Stop spends (Monthly capping of ₹500)
  • Earn 1% Reward points on every Non-Shoppers Stop spends (Monthly capping of ₹1000)
  • Complimentary Shoppers Stop Silver Edge membership worth ₹350
  • Shoppers Stop Welcome voucher worth ₹500
  • Additional ₹2500 annual savings on weekend shopping at Shoppers Stop
  • Joining/Renewal Membership Fee – ₹299/- plus Applicable Taxes
HDFC RuPay IndianOil Credit Card
Basic features
  • Earn up to 50 Litres of Free fuel annually
  • Earn 5% of on spends as Fuel Points at IndianOil outlets
  • Earn 5% of on spends as Fuel Points on Groceries and Bill Payments
  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
HDFC RuPay Tata Neu Credit Card
Basic features
  • 7% NeuCoins on Tata Neu (Including 5% NeuCoins with NeuPass membership)
  • 2% NeuCoins at Partner Tata Brands (Online & in-store purchases)*
  • Partner Tata Brands – bigbasket, Croma, Tata 1mg, Air Asia, Tata CliQ, Westside, Taj Hotels, Vivanta Hotels, Ginger Hotels, Qmin, Tata Play, Tata Pay, Cult (Cultfit, Curefit), Titan, Tanishq
  • 2% NeuCoins on bill payment & recharges through Tata Neu
  • 1% NeuCoins on other spends
  • Redeem Neucoins (1 NeuCoin = ₹1) for purchases at Partner Brands
  • Complimentary lounge access - 1 per quarter at Domestic airport lounges
  • 1% fuel surcharge waiver
  • Welcome benefit of 499 NeuCoins (applicable only on paid card)
  • Get the renewal fee waived off on minimum spend on ₹1,00,000 in previous year
HDFC Freedom RuPay Credit Card
Basic features
  • 10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 1 CashPoint for every ₹150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases )
  • Upto 20% discount on partner restaurants via Swiggy Dineout
HDFC MoneyBack+ RuPay Credit Card
Basic features
  • 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
  • 5X CashPoints on EMI spends at merchant locations
  • 2 CashPoints per ₹150 spent on other spends (Excluding fuel, wallets loads/prepaid card loads & voucher purchases)
  • Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout
IRCTC HDFC Bank RuPay Credit Card
Basic features
  • Welcome Benefit: Get ₹500 Gift Voucher on card activation by performing 1 transaction of any amount within first 37 days of card issuance
  • Key IRCTC Benefits (www.irctc.co.in)
    • 5 Reward Point for every ₹100 spent on IRCTC ticketing website and Rail Connect App
    • Reward Point for every ₹100 spent on all other spends.
    • 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter).
    • 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of ₹1,000 per statement cycle)
  • Cashback benefit: Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy (https://offers.smartbuy.hdfcbank.com )
  • Fuel Surcharge Benefit: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
  • Redemption Benefit: The redemption against the train ticket booking at the rate of 1 Reward Point = ₹1
  • Milestone Benefit: Get additional Gift voucher worth ₹500 on quarterly(every 90 days from the issuance date) spends of ₹30,000 or more.
  • Annual Fee Waiver Benefit: Spend ₹1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.
ICICI Coral RuPay Credit Card
Basic features
  • Earn 2 Reward Points, on every ₹100 spent on your card (except fuel)
  • Earn 1 Reward Point, on every ₹100 spent on utilities and insurance categories
  • Under the new ICICI Bank Milestone Rewards programme, get 2000 Reward Points on spending ₹2,00,000 on your card & 1,000 Reward Points, each time you cross ₹1,00,000 spend, thereafter, in an anniversary year; maximum of 10,000 Reward Points, per year
  • Get one complimentary access to select airport lounges in India, each quarter*
  • Get one complimentary access to select railway lounges in India, each quarter
  • Avail of a discount of 25%, up to ₹100, on a minimum purchase of two movie tickets, per transaction on BookMyShow & Inox( Offer can be availed twice in a month )
  • Personal Accident insurance cover of ₹2 lakh*
  • 24x7 Concierge services*
  • The finest dining experiences now come with equally impressive savings. Make use of exclusive offers on dining, through ICICI Bank Culinary Treats Programme. For details, visit www.icicibank.com/culinarytreats
ICICI Rubyx RuPay Credit Card
Basic features
  • Enhanced Security: Our credit cards come equipped with advanced security features, including EMV chip technology, block/unblock channel at your fingertip.
  • Rewards-DCB Payless Credit Card experience with extraordinary rewards.
  • DCB Payless Credit Card Platinum, enjoy ₹250 cashback on minimum spend of ₹50,000 in one calendar Quarter. DCB Payless Credit Card Select, enjoy ₹1,000 cashback on minimum spend of ₹1,00,000 in a calendar Quarter.
  • Lounge access- DCB Payless Platinum Credit Card, - complimentary domestic airport lounge access once per Quarter. DCB Payless Select Credit Card, complimentary domestic lounge access twice per Quarter and international airport lounge access once per year
  • Higher credit limits- Get credit limit upto 90% of your collateral value.
  • Contactless Card- Convenient Shopping with just tap and Pay.
ICICI Bank HPCL Super Saver RuPay Credit Card
Basic features
  • Joining & Annual fee- ₹499 + GST
  • Upto 5% Savings (24 Reward Points per ₹150 = 4% Savings + 1% fuel surcharge waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App.
  • Get 2000 bonus reward points on spends of ₹5000 within 60 days of issuance.
  • 10 Reward Points for every ₹150 spent on Utility, Grocery & Departmental stores and 2 Reward Points for every ₹150 spent on other categories.
  • 4 complimentary airport lounge access per year (1 per quarter) at partner domestic lounges
  • 25% off upto ₹100 on purchase of minimum 2 tickets per transaction at Paytm Movies
  • Annual Fee reversal on spending ₹50,000 in every anniversary year.
IDFC First Power Plus RuPay Credit Card
Basic features
  • Up to 175 litres fuel worth ₹18,000 annually
  • ₹500 cashback on 1st HPCL fuel transaction
  • Up to 6.5% savings on fuel spends
  • 5% savings on Grocery, Utility & IDFC FASTag recharge
  • 3X Rewards on other retail spends
  • Airport lounge access, Movie discounts & Road-side Assistance
  • Never expiring Rewards
  • Low & Dynamic Interest rates starting at 9% per annum
  • 0% Interest on ATM Cash Withdrawals until due date
  • Total welcome benefits worth ₹1,650
  • Joining Fee of ₹499 + GST
  • Annual fee ₹499 + GST, waived-off on ₹1,50,000 spends in the anniversary year
IDFC First Power RuPay Credit Card
Basic features
  • Get up to 65 litres free fuel annually
  • ₹250 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650
  • Up to 5% savings on fuel spends,
  • 2.5% savings on Grocery, Utility & IDFC FASTag recharge
  • 3X Rewards on other retail spends
  • Road-side Assistance & Insurance cover
  • Never expiring Rewards
  • Low & Dynamic Interest rates starting at 9% per annum
  • 0% Interest on ATM Cash Withdrawals until due date
  • ₹199 annual fee, waived-off on ₹50 thousand spends in the anniversary year
IndusInd Platinum RuPay Credit Card
Basic features
  • EARN 2 REWARD POINTS ON EVERY ₹100 SPENT ON UPI TRANSACTIONS
  • EARN 1 REWARD POINT ON EVERY ₹100 SPENT ON NON UPI TRANSACTIONS
  • 1% FUEL SURCHARGE WAIVER**
  • Life Time Free Credit Card
  • TnC Apply
IndusInd Samman RuPay Credit Card
Basic features
  • Get one assured complimentary movie ticket upto ₹ 200/- every 6 months in a calendar year via BookMyShow
  • Get 1% cashback on all retail spends upto ₹ 200 in every statement cycle. Total spends of ₹ 20,000 will be eligible for cashback in a statement cycle.
  • 1% Waiver on Railway Surcharge on Transactions up to ₹ 5,000
  • 1% Fuel surcharge waiver on transactions between ₹ 400-₹ 4000
  • Nil Cash Advance fee
Kotak League RuPay Credit Card
Basic features
  • Earn up to 8 reward points on every ₹150 spent
  • Get 4 free PVR tickets or 10,000 Reward Points on spends of ₹1,25,000 every 6 months
  • Unlock convenience with Kotak Credit Card for all UPI related payments
  • 1% Fuel surcharge waiver up to ₹3,500 annually
  • Railway surcharge waiver up to ₹500 annually
Kotak Mojo RuPay Credit Card
Basic features
  • Get 8 complimentary Dream Folks Airport Lounge visits annually within India (Domestic terminals) @ 2 visits per quarter
  • Get 2500 Mojo points every quarter on spending ₹75,000. Valid for the first year only.
  • Earn unlimited 2.5 Mojo points for every ₹100 on online spends.
  • Earn unlimited 1 Mojo point for every ₹100 on all other spends.
  • Get waivers on fuel and railway spends with the Mojo Rupay credit card
Kotak IOCL RuPay Credit Card
Basic features
  • Save 5% on IndianOil fuel spends
  • 2% back as Reward Points on Grocery and Dining spends
  • 1000 Reward Points as welcome benefit on spending ₹500 within 30 days of card issuance
  • Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year.
PNB EMT RuPay Platinum Credit Card
Basic features
  • Joining Fee – Primary: ₹2000/-
  • Joining Fee – Add on Card: NIL
  • Annual Fee – Primary: ₹2000/-
  • Annual Fee – Add on Card: NIL
  • Renewal Fee: NIL
  • 300+ Reward Points on activation
  • Insurance Coverage upto ₹2 Lacs for Accidental Death and Personal Total Disability
  • Complimentary Domestic & International Airport Lounge Access.
  • Flat 10% off Upto ₹1,000 on domestic flight bookings | NO MOV (Minimum order value)
  • Flat 10% off Upto ₹5,000 on international flight bookings | NO MOV
  • Flat 20% discount Up to ₹5,000 on domestic hotel bookings | NO MOV
  • Flat 20% discount Up to ₹10,000 on international hotel bookings | NO MOV
PNB Platinum RuPay Credit Card
Basic features
  • No Annual and joining Fees( if card is used once in a quarter)
  • 300+ reward points on 1st usage
  • Comprehensive Insurance Coverage upto 2 L
  • Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
  • 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
  • Facility of linking CC on UPI
  • Complimentary domestic & international Lounge Access
PNB Select RuPay Credit Card
Basic features
  • No Annual and joining Fees( if card is used once in a quarter)
  • 300+ reward points on 1st usage
  • Comprehensive Insurance Coverage upto 10 L
  • Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
  • 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
  • Facility of linking CC on UPI
  • Complimentary domestic & international Lounge Access
  • Complimentary Premium Health Check Up Package, golf & Spa sessions and Gym membership Comprehensive Insurance Coverage upto ₹10 Lacs.
PNB Millennial RuPay Credit Card
Basic features
  • Minimum Joining Fees
  • NIL Annual Fee if spends on the card is ₹1 Lacs during previous financial year
  • NIL Renewal Fee
  • Max. 2 Add on Cards
  • Comprehensive Insurance Coverage upto ₹10 Lacs.
  • Complimentary Domestic and International Lounge Access.
  • Premium Health Check Up Package
  • Complimentary Golf and Spa Sessions
  • Complimentary Gym Membership
  • 24/7 Concierge Services available
  • Interest Free Period from 20 Days to 50 Days from Date of Transaction
  • Convenient Mobile App “PNB GENIE” – One Stop Solution
  • Limit: Min ₹50,000 and Max. ₹10 Lacs
PNB Platinum RuPay Credit Card
Basic features
  • NIL Joining Fees
  • Low Annual Fee. Waived if card is used once in each quarter
  • NIL Renewal Fee
  • Lucrative Reward Points with 300+ Reward Points on Activation
  • Max. 2 Add on Cards at No Extra Cost
  • Comprehensive Insurance Coverage upto ₹2 Lacs.
  • Complimentary Domestic and International Lounge Access.
  • 300+ Merchant Offers
  • Interest Free Period from 20 Days to 50 Days from Date of Transaction
  • Convenient Mobile App “PNB GENIE” – One Stop Solution
  • Limit: Min ₹25,000 and Max. ₹5 Lacs
PNB Select RuPay Credit Card
Basic features
  • Minimum joining fees - ₹500/-
  • Annual fee – NIL ( if card is used one in a quarter)
  • 300+ reward points on 1st usage
  • 2X rewards points on retail merchandise
  • Convenient mobile app "PNB GENIE" - One Stop Solution
  • Complimentary Domestic and international Lounge Program
  • Exclusive cash back in utility bills, eateries and restaurants etc
  • Comprehensive insurance coverage
  • 24/7 concierge services
  • 300+ merchant offers
RuPay SBI IRCTC CREDIT CARD
Basic features
  • Welcome Gift : Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance. Fuel and Cash spend are not included
  • ValueBack Benefits : Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points
  • Reward Benefits : Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
  • Travel Offers from IRCTC
    • Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
    • Log on to irctc.co.in and avail exclusive travel privileges
    • Book your airline tickets with IRCTC at unbeatable prices
  • Fuel Surcharge Waiver : Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges
  • Railway Lounge Program
    • Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
    • To avail the offer, please use your IRCTC SBI Card (on RuPay platform) at the respective lounges
RuPay SBI SimplySave CREDIT CARD
Basic features
  • 2,000 bonus reward points on spends of ₹2,000 in first 60 days
  • Enjoy 10 Reward Points per ₹150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Annual fees reversal on spends of ₹1,00,000 and above
  • 1% fuel surcharge waiver across all petrol pumps
Reliance Platinum Credit Card
Basic features
  • Welcome Benefit-Get Reliance Retail Voucher worth of ₹500/- on payment of joining fees.
  • Milestone Benefit-Waiver of renewal fees on annual spends of ₹1 Lac in the previous year.
  • ₹500/- worth Reliance Retail Voucher on Annual Spends of ₹25,000/- at participating Reliance Retail Stores
  • 5 Reward Points per ₹100/- spent on the participating Reliance Retail Stores
  • 1% surcharge across all petrol pumps in India, for transactions between ₹500/- and ₹4,000/- exclusive of GST and other charge
Reliance Prime Select Credit Card
Basic features
  • Welcome Benefit-Get Reliance Retail voucher worth of ₹3,000/- on payment of joining fees.
  • Milestone Benefit-Waiver of renewal fees on annual spends of ₹3 Lac in the previous year.
  • ₹1,500/- worth Reliance Retail Voucher on Annual Spends of ₹75,000/- at participating Reliance Retail Stores.
  • 10 Reward Points per ₹100/- spent on the participating Reliance Retail Stores.
  • Book my show-1 Movie ticket a month worth ₹250/-
  • 8 complimentary Domestic Airport Lounges per calendar year (max. 2 per quarter).
  • 4 complimentary International Airport Lounges per calendar year (max. 2 per quarter available from 25th Feb’24 onwards).
Yes Bank RuPay Credit Card
Basic features
  • 8 Reward Points on every ₹200 on travel and dining categories
  • Upto 4 Reward Points on spend of ₹200 on other Categories
  • Preferential Foreign Currency Markup of 2.75% on all international spends
  • 1% Fuel surcharge waiver at all fuel stations across India
YES BANK POP-CLUB Credit Card
Basic features
  • No Joining Fee
  • ₹5000 worth Joining Benefits
  • 10% coins back on every ₹100 spent on online transactions
  • 2% coins back on every ₹100 spent on offline transactions
  • 5% instant coins back on every transaction using POP credit card on POP UPI
RuPay Credit Cards (only applicable for existing bank users)
Union Bank Select RuPay Credit Card
Basic features
  • No joining fee
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 Lakhs.
  • 1% reimbursement on fuel purchases up to maximum of INR 100 per month/per card
  • Earn 4 Reward Points on every ₹100/- spent
  • Exclusive offers on partner merchants
  • Annual Maintenance Charges is waived on spending of ₹50,000 in 1 year.
Union Bank Select RuPay Credit Card
Basic features
  • Joining fee ₹999/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • 1 Complimentary premium health check up in a year. Discounted health check-up facility thereafter
  • 1 Complimentary premium Spa session in a year. Discounted on additional sessions throughout the year
  • Complimentary Golf lesson/round in a year. Discounted access from 2nd visit onwards.
  • 15 days/1-month free Gym membership. 40-50% discounted price on extension of membership
  • Free personal accidental Insurance coverage of ₹10.00 Lakh.
  • Lost Card Insurance Coverage of up to ₹1.50 lakhs.
  • Reward Points on every ₹100 spent, 4 points on Dining, Shopping, Groceries and Departmental stores, Apparels and 2 points on other non-fuel spends.
  • Waiver of fuel purchase surcharge, 1% up to ₹100/- per month.
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending of ₹1.00 Lakh in 1 year.
Union Bank Platinum RuPay Credit Card
Basic features
  • No joining fee
  • Link your RuPay credit card to any UPI app for merchant payments
  • Free personal accident insurance coverage up to ₹2 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs.
  • 1% reimbursement on fuel purchases up to maximum of ₹100 per month/per card
  • Reward Points on every ₹100/- spent, 2 points.
  • Exclusive offers on partner merchants
  • Annual Maintenance Charge is waived off on spending ₹30,000 in a year.
Union Bank Platinum RuPay Credit Card
Basic features
  • Joining fee ₹499/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • Medical services, including long-term patient-doctor relationship, diagnostic tests, palliative care, physiotherapy/nurse/doctor services, hospital tie-up chains, and senior living
  • Additional medical coverage for dental, vision, hearing, orthodontics, and cosmetic surgery
  • Medical products, such as OTC diagnosis products, medical supply delivery aggregators, and wearables
  • Lifestyle options, such as fitness club memberships, online fitness apps, spa/yoga, and recreational retreats.
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs
  • Earn 2 reward points for every ₹100 spends
  • Waiver of fuel purchase surcharge, 1% up to ₹100/- per month
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending ₹50,000/- in a year
RuPay PLATINUM UNI-CARBON CREDIT CARD
Basic features
  • Joining fee ₹499/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Welcome bonus of up to ₹300 on fuel purchase worth ₹300 or more within 60 days of card activation.
  • Earn 4% cashback on fuel purchases of ₹500/- or more at authorized HPCL outlets. Plus, get 1.5% cashback in the form of HPPay reward points when you use the HPPay app to make fuel payments.
  • Avail waiver of fuel purchase surcharge, 1% up to ₹100/- per month (on transaction value of ₹200 and above at HPCL outlets).
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs
  • Earn 2 reward points for every ₹100 spent on non-fuel transactions
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending ₹1.00 lakh in a year
Divaa RuPay Credit Card
Basic features
  • No Joining Fee
  • Link your RuPay credit card to any UPI app for merchant payments.
  • Complimentary access to domestic and international airport lounges
  • Free personal accident insurance coverage up to ₹2 lakhs
  • Earn 2 reward points for every ₹100 spends.
  • Waiver of fuel surcharge 1% up to ₹100/- per billing cycle
  • Annual maintenance charge is waived on spending ₹30,000/- and above in previous year.
  • Discount vouchers on Nykaa, Flipkart, Myntra, Lakme Salon, Ixigo, Book My Show, Big Basket every quarter.
  • Swiggy One, Urban Clap membership and Health checkup once in a year